Refinance

ReachOption is for you if:

Your mortgage term is expiring (5yr, 7yr, 10yr, 15yr or 30yr terms are common) and you cannot get a new mortgage to fully replace it.
You are concerned about rising interest rates on your variable rate mortgage.
You are in the process of refinancing and the bank requires additional down payment.
Your refinancing will result in monthly payments that are too high for your budget.

Don’t take on additional debt, lower your monthly payments and don’t pay any interest. Sell a portion of the future appreciation in the value of your property and get the cash you need now.

ReachOption gives you cash upfront

Current Value:	$1,000,000
Mortgage Amount:	$700,000
Down Payment:	$200,000
Short:	-$100,000

REACH will fill the gap, provide you the $100,000 (10% of the value). No interest, no monthly payments, no negative amortization. In exchange you agree to share 45% of the future appreciation in the value of the property (if any).

And you pay at the end

Sale Price:	$1,100,000
Mortgage:	$642, 801.12
ReachOption:	$100,000
Appreciation share to ReachOption:	$45,000
Your Net:	$312,198.88

ReachOption Calculators

Mortgage vs ReachOption
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save by using ReachOption.

Contract Money Calculator
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available for your property.

ReachOption Examples
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ReachOption can help you.